3 Reasons We Don’t Talk About Money

Money conversations

After taking part in the Road to Financial Wellness with Jason and the Phroogal team last week, something occurred to me – I haven’t talked much about the importance of being open when talking about personal finance.

What does being open about money mean? Well, I’m not encouraging you to complain to friends all of the time that you’re broke.

I’m also not telling you to go around telling everyone in your office how much you make per hour (apparently management looks down on that….hmmmm….).

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Is It Worth It? – The 0.25% Student Loan Interest Rate Reduction

0.25% interest rate reduction

I’ve been getting some questions lately about whether or not the 0.25% interest rate deduction some student loan companies offer when you sign up for automatic payments is worth it. I’m sure there are more of you with the same question, so here it is.

While I love the idea of making personal finance “easier” through automation, I am not a fan of automating certain bills. One of them being student loans.

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